Commercial

From normal course banking relationships to major bilateral or syndicated loans, we help clients navigate all aspects of their banking relationships. At Ingenuity, we can assist in the identification of the right banking products or loan structures, help negotiate the right terms, and put the appropriate borrowing structures in place, quickly and efficiently.

We assist clients when taking a security interest in particular assets is part of providing the comfort that allows a transaction to take place. Whether you need collateral security over a specific asset, or general security over a business’ assets and undertaking, we can assist in ensuring that clients get the right security and the right remedies for the circumstance. Similarly if you need to grant security to another party, we can assist in ensuring that the security granted is particular to your situation and fair and reasonable in the circumstances.

Our team assists clients, both as lessors and as lessees, in leasing personal property, whether specific equipment or vehicles, or through master lease arrangements.

We understand commercial relationships and the importance of articulating the key elements of those relationships in customer contracts. Having the right terms documented in the right way ensures more harmonious customer relationships when unexpected situations or disagreements arise.

All businesses have partners in building their value chain, whether suppliers that are key to ensuring you have the right product and materials at the right times, or distributors that ensure your products get to the right markets in the right way. We assist clients in considering and documenting these relationships to ensure they work smoothly.

Moving products around in an efficient and timely manner is key to meeting critical manufacturing and sales requirements. We assist clients both in negotiating and contracting for manufacturing, transportation and logistics services, and in contracting to provide such services to third parties.

The location of your business and facilities is an important factor in the success of your business, whether the location of office, manufacturing plants, warehouses or retail outlets. We assist clients in commercial leasing and purchases of land and premises for the full range of your business needs.